WE SPECIALIZE IN PROVIDING

Low Cost No Surrender Life Insurance Products

We specialize in offering low cost, no surrender fee based life insurance products. We find these products to be client friendly. By using a fee based approach in lieu of a commission based policy we are able to generate more early cash value for our customers, while providing greater returns with less market risk, while letting each client retain both choice and control of the policy as needs or circumstances change.

Low Cost, No Surrender Annuity Products

By offering low cost, no surrender annuity products we find that we can not only place new clients in the best annuity for their situation and needs; we can also help to rescue those clients who have been placed inside of the wrong annuity.

WE ARE A FULL SERVICE FINANCIAL SERVICES FIRM WITH ACCESS TO ALL PRODUCTS INCLUDING:

  • Term Life

  • Whole Life
  • Universal Life
  • Variable Universal Life
  • Indexed Life
  • Secondary Guarantee Life
  • Second To Die “Survivorship” Life
  • Return Of Premium “Cashback” Life
  • Fixed Annuities
  • Variable Annuities
  • Indexed Annuities
  • Single Premium Immediate Annuities
  • Split Funded Annuities
  • Long Term Care
  • Disability Income
  • Group Health Insurance